Indigo Education: Money and Spirituality | Ep 332

Summary
In this conversation, Clayton Cuteri explores the intersection of spirituality and financial growth, emphasizing the importance of viewing money as a neutral tool rather than a source of evil. He discusses the stigma surrounding money in spiritual communities and offers practical advice for achieving financial awareness and stability. Cuteri encourages listeners to invest in themselves, be patient, and focus on their larger goals, such as world peace.

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Timecodes
00:00 - Intro
03:00 - The Stigma of Money in Spirituality
06:00 - Understanding Money as a Tool
11:55 - Practical Steps to Financial Awareness
20:08 - Investing in Yourself and Patience

Intro/Outro Music Producer: Don Kin
IG: https://www.instagram.com/donkinmusic/
Spotify: https://open.spotify.com/artist/44QKqKsd81oJEBKffwdFfP
Super grateful for this guy ^

Transcript

0:21

exploring spiritual journeys to find answers in uncertainty. So with money and spirituality, Hi TR, welcome to the chat. So I feel qualified in at least talking about this somewhat. I definitely have more to learn, but somewhat because I went from broke to making over$10,000 a month in less than a year. And I give a lot of credit to being spiritual to learning about energy, to expanding my horizon, to staying humble and to just keep learning, trying to become more powerful, honestly. Because at the end of the day, and this goes into my intention of sharing all this information to people is that spiritual people need to become powerful. We look around the world today and the people who run this world are not a high vibe, not high frequency. They don't have the best intentions of the common man of the common person of you and me. So my intention with this is to just give as much information as I can here. spiritual people. Hopefully you'll listen. You'll try it. And I think that goes into a good segue as well, which is don't trust me flat out. Don't trust anything. I say take the information, try it yourself. If it works, keep it. If it doesn't work, throw it in the trash. I will tell you that there is an element of patience with this because things should not be happening overnight. That's a whole nother conversation of shortcuts and Why we want to avoid those, but be patient, give these things a try. And I promise you that you will see a lot of changes very quickly. With that being said, let's get into, I think the current stigma in regards to the spiritual realm. Whenever I got into spirituality, I noticed that a lot of teachings, if you will, of people who were spiritual was that money's bad. Money's the root of all evil. money's spiritually dirty. And then they would try to sell me a course. They would say, do this cacao ceremony and it'll be $50. Do this breathwork ceremony. It's a hundred dollars. When they just told me that money was dirty, money was bad. Money was this low frequency, stay away from it. It's not good. And it's always sat weird with me and I couldn't understand why I was like, shouldn't all this just be free then? Shouldn't we just be giving all this out. Should you just be hosting this for fun because you enjoy it and because it's spiritual? And that got me thinking and it got me to a place and whoever instilled this in me, but we have to realize that money is just a tool. Money is just a tool in item. It's like a hammer. You can use a hammer for the right purpose or you can use it for the wrong purpose. If you're a spiritual individual, you can use it for the right things. If you're a lower frequency individual, you use it for the wrong things. So it's a tool. And. I want to also emphasize here that it can be helpful as a perspective and maybe like you could consider this one part of the techniques, but as a perspective that you should imagine money as being a person. Think of money as just a person, right? Think of right in front of you. You got the personification of money and it's maybe this very rich person. They're They got gold. Maybe they have US dollars hanging from them. They have every currency hanging from them. And imagine your relationship with money and you projected onto them. You sit there. You start saying you're evil. You're bad. You're ugly. You're gross. You're low frequency. Is that person going to come to you? Is that person going to help you? Are they going to want to be a part of your life? So people who are in the spirituality community tend to be very enlightened individuals to begin with very connected to source, very connected to their inner eyes, very connected to the astral all these things. And so you're more powerful. So if you're going to be more powerful and use that power to tell money, it's Why would it come to you? If someone jumps in this group chat right now, keeps telling me I'm low vibe, I'm ugly, I'm bad. Am I going to help that person? Am I going to go to them? No. So one way to shift your mindset is think of money as just a person, right? We say it's a frequency, which is true. But just think of it as though it's like a living, breathing person and you're in constant communication with it when you make purchases, maybe whenever you sell things, you know, see what money wants, talk to it. You're connected to the astral. You're connected to these energies. So ask it, say, how do you what would make this more powerful? Do you want me to charge more? Do you want XYZ? Talk to it. I promise you're not going crazy. If there's other people around, maybe talk internally. Don't don't talk out loud. But I think it's important to note that just money is just neutral and it wants to go where people will enjoy it. I mean, think about you. If people enjoy your presence, you're just going to want to go to them, right? You're going to flow to them. So, you know, I think in and here's an important asterisk. It's important to know that money isn't the ultimate. It's not the supreme goal. It's not the ultimate goal of life to make as much money as possible. And I think that's where people get tripped up, especially in the spiritual community is we start to think that it's the ultimate. It's the it's the North Star. But again, it's just a tool. You have to understand what you're using that tool for. What's the purpose of making more? And look, hey, for the very bit of base minimum, it could just be to survive. I totally get that. I was there for a long time and I totally get that and it's valid. But have a plan. Once you're done surviving, what are you going to use that money for? What's the intention of becoming powerful? Why do you want to become? I can tell you for myself that it's world peace. I want money so that I can use said money to create world peace. So that might be the very first thing that I suggest anyone does. Maybe it's just survival. Maybe you're just at the place of survival. You just want to survive. And then once you're out of survival, you can start figuring it out. But here's where I'm going to start giving you like some practical real world physical layer advice techniques that you can start doing to hopefully make you more calm, which is very important. People don't talk about how becoming calm allows you to see more. So the more calm you become, the more your spiritual gifts will turn on. So let's talk about in regards to money one way that we can become more calm so that we can become more spiritual. Our inner eye can become more online. Our gifts can improve and heighten. All right. So I'm to be talking right now assuming you know absolutely nothing about finances. So please don't be offended if I go to base level here. But the very first thing that you should do that everyone should have is a spreadsheet. You should go online if you've never used Excel, if you've never used Google Spreadsheets, look online how to create and use spreadsheets. What you're gonna do is you're gonna create a spreadsheet and you're gonna track all of your monthly expenses and all of your income that you have throughout a month. Because you have to become aware of what you're doing with your money. Right. That visualization that we had of that person that entity of money. That's nice. That's astral layer, but we need to see it in the physical. We need to see what that entity looks like. What's our interaction like with that entity in the physical layer? So make a spreadsheet, track all your income, all your outcome, all your income, all your expenses. What you need to make sure you have in this case is that the very so now that you have all of it tracked, hopefully, hopefully your expenses are less than your income. If they're about the same, then you're likely living paycheck to paycheck. And in worst case scenarios, you well, you're going to be in a lot of struggle. You're going to be in a lot of fear mindset. You're going to be in scarcity and survival 100%. So physical layer, what we need to do is cut down the expenses, however you can cut as much as your expenses as you possibly can. If you're making a hundred dollars a month, got to, you got to, this is where you got to eat your humble sandwich. If you want to call it that you got to be as humble as you possibly can be. And you need to take your expenses as close to zero as possible as humanly possible. And and look, you might have to go live in certain situations that you don't want to live in. But I'm telling you that this is going to slingshot you into the next tax bracket into your future. So let's. Let's use some fictitious numbers, right? I'm sure everyone's making more than $100 a month. Let's say maybe about $1,000 a month might be like I assume if you got to pay rent, let's just use a thousand. It's a nice ballpark number. Let's say a thousand dollars a month. You're making a thousand dollars a month. Your expenses maybe right now they're at eight hundred or nine hundred. It's not bad, but if you can get those lower, maybe you got to eat cheaper, cheaper food for a while. Maybe you have to go and move into a place where you're splitting a room, maybe even. So this way you can get down maybe to 500. So you have $1,000 and now 500 that first of all, let me tell you this. First of all, that is going to a lot do a lot for you psychologically physical layer. You might not be so happy. I get that but psychologically you're going to be in a much calmer place. won't first of all because you're getting in control of your finances and now you are having a physical plan. You're physically seeing money and how you're interacting with it how it's going in how it's going out. near really said and that's for the next four years or It's as long as it needs to be. Don't see the time. See time will mess with you to try to stay present with this Neo. So it's actually a really good question, but time will mess with you psychologically as well. Stay present. I'm kind of just giving you the steps of like what the next step is. Right? So the first step is a spreadsheet. The second step is reduce your expenses. The third step in which we haven't gotten to yet, but you just have to do those. Those are the first two. primary steps. How long it takes you to do that. It might take people four years to just make that Excel spreadsheet Neo. That's the crazy thing. So I can't tell you a time frame. I don't know what it is, but I'm just telling you that the steps in order to get to where you're trying to go. Okay, so in our hypothetical situation, you've moved in with these friends. You've got 500 extra dollars, which is an insane amount. I mean not in insane amount don't get me wrong, but it's a it's a healthy amount compared to where you were right if you were making $100 extra not knowing that you had $100 and now you're up to 500 that's a 5x. So for your situation, that's actually really good and you're going to become a lot more calmer. You're going to take that $500 and huge credit to Alex R. Mosi on this one is you're going to invest in yourself. Everybody wants the quick return, right? The quick ROI. What stock is going to boom? Maybe I should get into selling and trading stocks, know, options calls. I hear those are good. Maybe crypto, maybe I should invest in crypto. You need to invest in yourself. Alex R. Mosi calls it the S and me 500. And this is where you need to invest your knowledge. Why do I say this? If you go and watch there's a really good Instagram account called the hard school of knocks or hard knock school or something. And this kid goes around and basically will interview billionaires, multimillionaires about their businesses, how they did it. And a very common question that he will ask is if you lost it all today, could you make it all back? Unequivocally, all of them say yes. Why is this? Let's see. Let's see if you have a guess. I've told you guys, I gave you a little bit hint earlier, but let me see if anyone can guess. Why is it all these billionaires say if they lost it all tomorrow, they could make it back without a doubt. No doubt in their mind that they could make it back. I'll give a couple of seconds. See if anyone wants to make a guess. Let's see TR said knowledge. they got the knowledge. Yep, you guys got it. They have the knowledge. They can take away your cars. They can take away your clothes. They can take away your money. They'll never be able to take away what's between your ears. They'll never be able to take away the knowledge, the things you've learned, the things you've experienced, the wisdom. So by using that you now also will build confidence within yourself. Because if you know that you could always make the money back. Are you really going to be worried about investing more money in yourself? Maybe you're going to spend some money on running ads. Maybe you need to take a course on running ads and you're worried about spending $500 because that's an entire month. But you spend that $500 and then Now you have the knowledge that you can run ads. So now it just can will compound on itself. And I also want to make a disclaimer. I'm not telling anyone how to invest this money on purpose because I think that it should be a very unique and specific thing to what your, your situation is, what you're trying to accomplish, what you're trying to do with your life. But, the investing in knowledge and then executing on that knowledge to make it wisdom. Okay, cool. So quick refresh. Let's go through this again. Number one, create a financial spreadsheet. Number two, cut all unnecessary expenses. Go as hard as you can on that. Move in whoever you need to eat. Eat Taco Bell. And honestly, fast food is so expensive nowadays. Eat spinach every single day if you have to. Invest in yourself. and then next one is invest in yourself. All Let me see this question real quick. Where were we at? We're at. Okay. We're at there. So Nia said, but why do we want to be millionaires if life isn't about that to prove is that we all going to die before a hundred years? So Nia, I kind of covered this a little bit earlier because so what you're essentially asking is what's the point of what's the point of making millions of dollars? First of all, you don't have to. I am in no way, shape or form going to sit here and tell people to become a millionaire or billionaire or try to do that. I know that's on my life path, but if that's not you, that's totally cool. What I'm proposing though is money is a tool. need to understand the energy of money. We've never been taught the energy of money. So once you're calm, you can then use money to carry out what you want in this world. if so being a millionaire isn't the ultimate goal. The ultimate goal for me is world peace. And so a pathway towards world peace. You have to go through becoming a millionaire and billionaire, right? Look at who runs America right now. Elon Musk, Donald Trump, billionaire, billionaire. I'm not saying again, I'm not saying anything about them whether they're good bad, whatever but in order to have the power to make a change on a global scale. That's where my path is at least aligned and that's there's nothing wrong with it being if you feel like your path is lower or you feel like like if you're if you're content saving sea lions and you make $200,000 a year $100,000 a year like all power to you. I support that fully. This is just to get you out of survival, right? That's kind of what I've only talked about right here is get out of survival. So to get out of survival, right? Create a financial spreadsheet, cut unnecessary expenses, invest in yourself. Now, interesting you asked that, Neo, because this might start to be where it gets into that place of like entrepreneurship, trying to grow something big. But I would argue that this also might be still in the realm of like, let me get to six figures, which is pick one thing and go all in. So I told you earlier to invest in yourself, right? Now, if you invest in yourself, but you spend a hundred dollars on piano lessons, you spend a hundred dollars on coding lessons, you spend a hundred dollars on fishing lessons, you spend a hundred dollars on running ads, you're going to dilute yourself. Instead, take $500. put it into piano lessons, take $500, put it into coding lessons. Go all in on one thing. And I know that's scary, but it's going to be a lot more empowering. You can always change later, but right now we have to get you out of survival or scarcity mindset and you're likely doing something right now and you've probably been generating energy in a specific direction for like a specific item already in your life. So just double down on that. Take money get out like find someone on YouTube hire them by their course get them to teach everything you can and it will It will take you up a tax bracket for sure. And again, well, I don't want to say for sure because I don't know your situation. I don't know how much money you make right now, so I can't say that for sure, but you will see improvements in that area of your life. All right, next one. And this is the big one. All right. That was the easy stuff. That was all the easy stuff. This is the hard part. Be patient. This goes back to Neo your question. Does it have to be four years? I don't know the answer that you're not going to know the answer of that only spirit source nature knows the answer of that. There are techniques. are perspectives that will speed up that process. No doubt, but you have to be patient and trust the process. You can't think, I bought one $500 course and now I know everything. It won't work. You have to be humble. You have to be patient. that patience will help you a lot too in the future. You understand how to take your time, how to learn. And that's kind of the last piece of this is to be patient. This is the process right here. And when your income rises, don't just go out of your way and start spending your expenses to match your income. Cause you'll get right back into the same hole you were just in. You can do some income, of course, right? Move out, move out with those friends, maybe get a room on your own. Maybe get your own apartment. You can do those things, but make sure you're still investing in yourself. If you want again, this goes back to whatever you want to do. If you get to that spot, you're like, I'm making a hundred thousand dollars a year. I'm helping my baby seals. I live in a condo on my own. Like life is perfect. Think good. You did it. You got to where you are. All of this great. But if you're trying to keep going up, you got to steep, still keep the expenses low. So let me run this back for you guys. Number one, create a financial spreadsheet. Number two, cut unnecessary expenses. Be as brutal as you can with cutting those three, investing yourself for pick one thing, go all in five, be patient and focus on your bigger picture. Cause that will motivate you. That will carry you through it all. If your things baby seals and you're living with 10 guys in a, in one room. Just remember that you're doing this for the baby seals that you're going to help. Remember you're doing this for myself for world peace. You're doing this to create world peace. How like if that takes 40 years like What else am I doing? Like, you know what I mean? Like I, it won't take that long, but like you have to have the mindset of playing a game that's going to play out in eternity. And again, with the social media and everything, that can be difficult, but we're not here to do easy things. So those are the kind of the big things the big takeaways. If you guys have questions drop them right now. I also put out there that I have a lot of like things on my Instagram on my tick-tock of like small little kind of like tidbits of making money like mindset shifts some practices you can do. Tiara said devotion. Yeah, be devoted have a cause that you're devoted to have a cause that's bigger than yourself. That's the key. Right. I don't want to become I don't want to become a billionaire so I can say, I Clayton QT area, my billionaire. I want to become a billionaire so that I can help create world peace. It's a very important difference. You can serve the ego if you want. I'm not telling you what to do, but it's gonna as a spiritual individual, you'll feel the difference. You'll feel it. TR devotion to the baby seals. Yeah. Yeah. Someone's got to look out for the seals. TR. Maybe that's your calling. I don't know. No, just kidding. I know you're, I know you're on for bigger stuff than just the seals, but we do have to look out for those baby seals. So if anyone's trying to Do baby seal stuff. hope you got it. Cool. Well, I hope you guys enjoyed that. I know I did. I came together pretty well. A better than I was expecting. Yeah. Other than that, check out the podcast. If you're looking for more knowledge to become more calm, go onto the podcast. Look up Indigo Education because again, when you become more calm, you'll see the energies more. You'll get different ideas that will help you become more calm. and it creates this ripple effect. Don't throw out the baby with the bath water. Yeah. Don't throw out the baby seal with the bath water. Yeah. Don't throw out the baby either. But yeah, Neo, that's a perfect analogy for all this. Right. Is like money. Everyone's like, all right, money's bad. People with money are bad. So throw it all out, but just knowledge. That's all it comes down to is just knowledge. So hopefully this knowledge and then knowledge on my podcast knowledge on my Instagram and hopefully a lot more knowledge to come. how we can shift our perspective so that we can achieve balance harmony peace. Cause if not now when So with that being said guys, I appreciate you all. Thank you coming to this live. I will be live next week as well. Sign up for my newsletter because then you get like a little tidbit of what I'll be talking about that week. And yeah, I hope you guys enjoyed. I hope I provided at least a little bit of value. You got a little bit closer to your goals in this life and I appreciate you all for coming. Peace. you